Purchase
Find your way home
Your next chapter.
Your first home or your next one. Know what fits comfortably before you fall in love with an address.
- First-time & move-up buyers
- Payment with tax, insurance & PMI
Brandon Maughan
Senior loan officer · Utah & Idaho
Utah and Idaho home loans.
An experienced loan officer who gets to know you, works with your agent, and helps you make sense of the numbers.
- Direct to Brandon 8am–8pm MT
- No full application A few details
- No credit pull Calculators only
- Utah & Idaho NMLS 1862493
Meet your loan officer
A mortgage is personal.
So is the way I work.
I’m Brandon. I’ve helped many people finance a home, and the relationships are what I value most. I take the time to understand what matters to you and help you work through the decisions.
Buying with an agent? Bring us together early. We can talk through the financing, the property, and your timeline as a team.
Get to know Brandon For my real estate partnersHow it works
Number first.
Paperwork later.
A little clarity goes a long way. From Lehi to Meridian, your next move starts with a number and a real conversation.
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Explore without a credit pull
Start with the number.
See your payment, break-even, or blended rate. Run the math without filling out a form.
Explore the calculators -
A conversation, at your pace
Tell me the basics.
What you’re planning, your city, and how to reach you. A few details to get the conversation started.
Start a conversation -
A real reply, not a queue
Get a clear next step.
I’ll talk through your options and what comes next. Move forward when the numbers make sense for you.
Call (801) 875-9147
No full application to start No obligation to move forward
Your next move
Different goals.
The same straight answers.
Buy, refinance, or keep the first. Find the path that fits your plans.
Refinance
Make the math work
A better way forward.
A lower payment or cash for what’s next. See the costs, the savings, and how long it takes to come out ahead.
- Rate-and-term & cash-out options
- An honest look at the break-even
HELOC
Keep the first. Open possibilities.
More from your home.
Put your equity to work while keeping your first mortgage. Compare the whole picture before making a move.
- Keep your existing first mortgage
- Compare a second lien to refinancing
Not sure which way to go? Let’s talk it through
A little clarity
Good questions.
Straight answers.
The things you want to know before you apply. Let’s clear them up.
Have a different question?
Talk to Brandon (801) 875-9147Timing depends on your documents, credit review, and the lender. Tell me your deadline and I’ll explain what is needed. A pre-approval is a conditional assessment, not a guarantee of final loan approval.
Yes. Purchase, refinance, and HELOC in Idaho run through the same desk as Utah. Boise, Meridian, Eagle, and the rest of the state get the same process as a Lehi purchase.
Requirements vary by loan program and lender. Credit history, income, debts, and down payment all matter. Tell me about your situation so we can review the available options.
Some programs accept eligible gift funds or documented retirement assets. The documentation and any withdrawal or borrowing consequences need to be reviewed before you move money. Ask about your specific source of funds first.
Self-employed borrowers have several possible documentation paths. We’ll review your business history and income records, then discuss conventional or alternative-documentation programs where available.
No. I run the break-even and the cost in writing. If you should keep the loan you have, that is the recommendation.
A real person. A clear next step.
What are you working toward?
Share a few details and I’ll follow up. If you want a number first, use a calculator and send the estimate with your note.
Brandon MaughanUtah & Idaho · 8am–8pm MT